The Insurance Bureau of Canada reports that flooding which impacted Windsor and Essex County at the end of September has resulted in almost $108 million in insured damage, according to Catastrophe Indices and Quantification Inc.

During the night of Sept. 28 and into Sept. 29, heavy rain fell over Windsor, Tecumseh, Leamington, and Essex County in southwestern Ontario resulting in significant flooding across the region.

Windsor and Tecumseh had the most flooding and a state of emergency was declared on Sept. 29.

"Flood events are happening across Canada with more frequency and with greater severity," said Kim Donaldson, Vice-President, Ontario, IBC in a news release. "It is important that Canadians understand their insurance policies and that they know what's covered before bad weather strikes."

Over 6,000 home, auto, and business claims were filed with insurers following the flood.

Windsor Mayor Drew Dilkens tells CTV Windsor "it validates and justifies why Gary Mcnamara and myself declared states of emergency."

Tecumseh Mayor Gary McNamara says "when you were driving up and down the neighbourhoods and looking at all the debris at the curbs, it doesn't take long to figure out it's going to be a substanial amount of dollars to restore all the damage".

McNamara figures the dollar figure will rise as there is a six-to-nine month waiting list for contractors to entire flood damaged homes to refinish basements.

IBC deployed its Community Assistance Mobile Pavilion to the Windsor area on Sept.30 and helped local consumers with any insurance-related issues they had.